Whole Life Insurance with Long-Term Care pays a benefit to your loved ones when you die, and lets you use that same benefit while you are living if you need long-term care.
Key Plan Features
- No medical questions to answer at initial enrollment for retiree, spouse and child(ren)
- Coverage is yours to keep — premiums do not increase with age
- Long-Term Care benefit can be used for nursing home, assisted living or home health care
- Accelerated Death Benefit available if you are diagnosed with a terminal illness
- Benefits are paid directly to you, to use however you choose